Xero integrations / Compare

Airwallex vs GoCardless for Xero

Where do they differ?

Side by side

AirwallexGoCardless
Invoices-From Xero
PaymentsYesTwo-way
Fees and payouts-To Xero
Bank transactionsTo XeroTo Xero
BillsTo Xero-
ExpensesTo Xero-
Contacts-Two-way
Price from (GBP)£19Usage fees
Price from (AUD)Not reportedUsage fees
Price from (USD)Not reportedUsage fees
Price from (NZD)Not reportedUsage fees
RegionsAU, CA, IE, NZ, SG, UK, US, GLOBALAU, CA, IE, NZ, UK, US
Minimum Xero planunknownunknown
SetupNot reportedNot reported
Known limitations
FX, transfer and payment fees apply on every plan (minor)
Without the payments feed, card takings show in Xero as one batch payout per settlement (minor)
UK Direct Debit transactions over £2,000 cost an extra 0.3% on every GoCardless plan (minor)
There are two versions of the integration, GoCardless for Xero and GoCardless in Xero, with different features; switching needs GoCardless support (minor)
Automatic retries of failed payments (Success+) are only available for Direct Debit invoices (minor)
Payments created from Xero should not be cancelled in the GoCardless dashboard, or Xero may recreate them (minor)
Vendor statusListedListed
Facts verified14 Nov 202613 Nov 2026

No winner is declared: which is better depends on what you need. Every fact links to its sources on each app's page.